Benefits of Financing Through Capital One 

Benefits of Financing Through Capital One

When financing a vehicle with Grace Auto Group, our clients have a couple of payment options—pay out of pocket, or finance through an auto loan. If you’re planning to do the latter, we’re able to work with many third-party lenders, such as Capital One!


If you’ve been thinking of working with Capital One on your next auto loan, continue reading below. We discuss the benefits of financing through Capital One, how you can improve your credit score, and how financing with us is simple and convenient. If you have any questions, stop by our dealership near Morrisville, Bristol, and Levittown, PA.

The Perks of Working with Capital One

Capital One is a third-party lender that works with people from all walks of life! What does this mean for you? It means borrowers with varying credit will be able to work with them to find an auto loan that works best for their lifestyle.


Alongside being able to work with an assortment of clients, financing through Capital One offers these perks:

  • Competitive interest rates
  • Easy online application/pre-qualification form 
  • Loans available starting at $4,000 
  • Well-known lender working with a large network of dealers like Grace Auto Group

When you choose to work with Capital One, you’re choosing a reliable lender that has your best interest in mind. Capital One offers such tools as an Auto Loan Calculator that will help you find out the best monthly payment or loan amount for you.

How Do I Improve My Credit Score?

Capital One works with borrowers who have varying credit scores. However, building your credit prior to signing up for an auto loan will show the third-party lender that you are ready and serious about this financial commitment.


If you’re wondering what you can do to boost your credit score, try any of the tips below:

  • Pay off any remaining debts 
  • Ask for a higher credit limit
  • Pay your bills on time
  • Dispute any credit report errors and inaccuracies 

Financing a Car with Grace Auto Group

Alongside using Capital One to give you the best auto loan possible, we can also assist in other areas of your car-buying journey! Our financing advisors have years of experience working with people from all walks of life, as well as with many lenders. What does this mean for you? It means we can help find a financial plan that makes you feel confident.


You can even take care of some of the financing steps from the comfort of your home using our online financial tools:

You can learn about gap insurance with free gap information on our website, too! Getting familiar with the financial side of your car-buying journey will make you feel more confident proceeding with a certain financial plan when it comes time to purchase your ride.

Learn More About Financing Through Capital One

Do you have any further questions about what working with Capital One entails, or how our finance center can assist in your shopping experience? If so, stop by Grace Auto Group near Morrisville, Bristol, and Levittown, Pennsylvania, to speak with one of our representatives. 

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