How to Get Auto Credit Approval

Getting credit approval can be very simple when you’re working with the right people. When it comes to getting approved, you first need to choose what lender you’ll be going with.

You have the choice to use a third-party lender that maybe you have experienced before. Or you can choose to finance right with the dealership. Either way you choose, you’ll want to reach out to the lender and ask about their credit application.

You’ll then be prompted to answer a series of questions, which can include job and salary information. Be sure to have a range of financial information on hand when going to get credit approval.

Our On-Site Financing Center

At our dealership, we proudly offer on-site financing to help simplify the entire process for you. We only deal in auto finance, which means our staff is highly knowledgeable regarding the type of loan you may need for your next ride.

To make everything even simpler, we also have an online credit application. Click on the link and you’ll be taken our quick, 5-section application. It includes information about any trade-in you may be interested in doing as well, to help keep the process simplified to one step.

If you have any questions while filling the form out, just give us a call and we’ll gladly assist you in any way we can. We’ll also reach out once your application has been approved, so you can get started on buying your next car as soon as possible.

Credit Score Tips

One of the biggest factors affecting credit approval for drivers in Bensalem and Bristol is your credit score. If you’re looking to improve your score before you finance, follow these helpful tips:

Manage Credit Utilization - Credit utilization plays a huge role in what your score is. It looks at how much credit limit you’ve been approved for vs. how much you are actually using. Therefore, you should raise your limit whenever offered, but make sure not to increase your expenses.
Dispute Credit Report Errors - Check your credit score often and be sure to dispute any discrepancies on your credit report. These can take a while to clear up, so you want to make sure you’re catching them as soon as possible.
Pay off your Debt - Debt can be a daunting thing. But as long as you pay regular payments towards whatever debts you may have, you’ll help to move your credit score in the right direction.
Get Credit for Rent and Utility Payments - The best way to build credit it to make on time payments. Utilities and rent don’t always factor in but there may be a way to set it up, depending on the companies used.